West Java Governor Ahmad Heryawan, also known as Aher, says that as the largest regional development bank (RDB) in Indonesia, it is time for Bank Pembangunan Jawa Barat dan Banten, also known as Bank BJB, to compete with national banks.
"This is all the hard work of the whole range of Bank BJB employees, so we thank God that Bank BJB is now the largest RDB in Indonesia,”," Aher said when opening the Business Review Quarter 2 2017 of Bank BJB in Jakarta on Tuesday (7/25). He ascertained that over time, Bank BJB should be able to compete with national banks in Indonesia. "The competition is over with the regional banks, the competition is now with national banks.That is our competitors to compete in growing healthy together to become part of the nation's economic progress," Aher said. To that end, Aher asked Bank BJB to take a more active role in increasing the benefits as widely as possible for the people of Indonesia in general and the people of West Java and Banten in particular. He said BJB Bank must reach the smallest community economy through micro credit disbursement or to micro, small, and medium enterprises (MSME). "Let us examine together the role of BJB in the progress of national economy, not only progress, not only growth, but also bringing equity," he said. "Therefore, the company should have a role in the distribution of profit besides profit growth, which is enjoyed by the Government of West Java and Banten and all stakeholders, the entire family of Bank BJB, and of course the entire community of West Java and Banten," he continued. He hopes that the role of BJB Bank to the populist economy should be sharpened and this can be done through a good understanding of the democratic economy itself. "The people's economy means that all the wealth of our country is shared, whether it is micro, small, low or even large in size, but the whole processing of the universe, the riches of nature are entirely devoted to Prosperity of our nation, "Aher said. He said other community economic implementation can be done through cooperatives so that the banking world can be felt by all circles of big, middle and small entrepreneurs, banks are expected to participate in developing cooperatives. "Advancing the cooperative should be part of the banking mission. Cooperatives please be poked, please see because the cooperative is part of the way we are streamlining revenue," Aher said. The achievement of Bank BJB performance in 2 nd Quarter of 2017 is quite good. BJB President Director Ahmad Irfan reported that BJB's total credit amounted to IDR67.895 trillion, or a growth of 12.91 percent year-on-year (YOY),or above the industry average growth of only 8.7 percent. The growth of deposits amounted to IDR79 Trillion or rising 15.8 percent YOY, or above the industry average of 11.2 percent. While profit before tax per June 2017 reached 117.8 percent of the target in the bank's business plan or reaching IDR1.176 trillion. NPL in June 2017 also managed to be pressed to be at the level of 1.57 percent, much better than the NPL of the industry which currently grows 3.07 percent. And total assets (excluding subsidiaries) as of June 2017 touched IDR101.8 trillion, or grew by 12.09 percent year on year. "We can also mention the closing of stock trading on the Indonesia Stock Exchange on Friday, July 21, 2017, BJBR's share price reached IDR2,000 per share where BJBR's stock position in June 2016 was at IDR1,125 per share, or a gain of 77.7 percent, "said Irfan. He also invites all levels of Bank BJB to focus and improve performance amid the onslaught of competitors who increasingly aggressive to increase business. This year becomes an important year for BJB Bank to prove that the brightness of BJB's performance will be continuous and sustainable. "In addition to increasing our credit volume to maintain our company's margins, we also invite our colleagues to continue to contribute to improving our business income." It is time to think of other ways to improve Bank BJB's profit through optimizing our channels to make overall transactions possible. Better yet, "he said.
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